For Buyers

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. THE SENECAL TEAM'S services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. THE SENECAL TEAM pride ourselves on repeat business and hope you'll come to understand why.

THE SENECAL TEAM can assist you with your search for upscale waterfront homes, beach homes, executive homes as well as retirement homes and second homes.

HERE IS HOW THE SENECAL TEAM WORKS: We can show you ANY property-regardless of the sign on the lawn. The commission is paid by the seller, not the buyer, so there is no need to work with more than one Realtor.

The same applies to new developments, they are happy to pay the REALTOR® commission. If you are interested in one of the new communities in our area let THE SENECAL TEAM accompany you to the sales office. As your REALTORS® THE SENECAL TEAM will represent your best interests and will help make the right decision for you.

THE SENECAL TEAM'S job is to help you find the right property based on your needs. If you are not currently working with a Realtor please let THE SENECAL TEAM represent you in this very important decision.

How THE SENECAL TEAM Can Help
Before you start looking
Closing Costs

As Your Team, We Will:

Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from getting the best financing to closing on perfect home.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Get pre-approved through a LOCAL lender. Do not buy anthing on credit once you are approved.
Choose REALTORS® that you trust and who understand your needs-choose THE SENECAL TEAM!
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have and be prepared to adjust if needed.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, home and termite inspections.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance, especially if FHA.

Find out how much your closing costs could be.